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Flexible Options

Financing Your Project

Flexible options so you can build the right project now, on a budget and timeline that work for you.

Local since 1996
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14 counties served
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Through our financing partner Hearth, you can turn a fence or deck quote into a predictable monthly payment, with online prequalification that takes about two minutes and does not touch your credit score.

Why finance your project?

Material prices and labor rarely get cheaper, so locking in today's quote often beats saving up for next season's. Monthly payments also make the big scopes practical: fencing full acreage, a multi level deck rebuild, or pairing a fence with a new gate and operator in one mobilization, which is more efficient than splitting the work across two summers. And because the money stays in your savings, a surprise repair elsewhere never has to compete with your outdoor project.

What can you finance?

Financing can apply to any of our work, including fences of every style, custom decks, gates and automatic operators, and outdoor structures. Whether it is a single privacy fence or a full outdoor living project, we can talk through options that fit the scope.

How it works

Getting started is quick and easy. You can prequalify online in minutes with no impact to your credit score, see the options you are approved for, and then move forward with your project. Prefer to talk it through first? Start with a free on site estimate and we will review financing together, with no pressure and no obligation.

Prequalify in minutes

Check your options online with no impact to your credit score.

Financing FAQs

How does fence and deck financing work?

We partner with Hearth to offer monthly payment options through their network of lenders. You prequalify online in about two minutes, compare real offers, and choose the terms that fit. The project itself runs exactly like any other.

Does prequalifying affect my credit score?

No. Prequalification through Hearth uses a soft credit pull, so you can see your options without any impact on your score. A hard pull only happens if you accept a loan.

What projects can be financed?

Any of our work: fences of every style, custom decks, gates and operators, and outdoor structures. Financing is popular for larger scopes like fencing acreage or a full deck rebuild.

What amounts and terms are available?

Terms vary by lender and credit profile. You see the actual amounts, rates, and monthly payments you qualify for up front, before committing to anything.

Do I have to use financing?

No obligation either way. Financing is simply there if it helps. Cash, check, and card projects run exactly the same.

Does financing delay the project?

No. Most people prequalify in minutes and have funding in place within days, which fits inside the normal window between the estimate and the build date.

Ready to get started?

Tell us about your project and we will get you a clear, no pressure quote.

Brands & Associations We Work With

Fiberon deckingWestbury Aluminum RailingBackyard DiscoveryMagena Star lightingNorth American Deck and Railing AssociationNational Association of Home BuildersBuilders Association of the Blue Ridge MountainsAmerican Fence AssociationAFA Certified Fence ContractorCarolinas Fence Association

Proud to build with trusted product partners and industry associations.

Get a Free Quote Clear pricing, fast turnaround, no pressure.